EMI Policy

Travel with Otithi on Easy EMI

At Otithi, we want your travel experiences to be joyful, seamless, and hassle-free. That’s why, along with multiple payment options like card payments, bank transfers, and mobile banking, we also offer a flexible monthly installment (EMI) option for all our packages.

Using EMI is simple and convenient. If your purchase is over BDT 5,000, you can choose to pay in easy monthly installments using your credit card of Otithi’s supported partner banks - so you can explore, experience, and enjoy your journey now, and pay later!

Using EMI is simple and convenient. For purchases above BDT 5,000, you may choose to pay in easy monthly installments using your credit card from Otithi’s supported partner banks - so you can explore, experience, and enjoy your journey now, and pay later!

Partner Bank EMI Rates

Terms and conditions for EMI

EMI facilities are available only on credit cards issued by Otithi’s supported partner banks.

• EMI facilities are available only on credit cards issued by Otithi’s supported partner banks.

• EMI tenures are offered for specified durations (3, 6, 9, or 12 months), and applicable EMI charges will apply accordingly.

• EMI rates and related charges may vary depending on the issuing bank and any ongoing promotional offers.

• Partner banks may maintain their own procedures and policies for processing EMI transactions. Guests must strictly comply with the terms and conditions of their respective card-issuing bank throughout the EMI tenure.

• The maximum eligible purchase amount for EMI will be subject to the available credit limit of the cardholder. The first installment will be charged by the issuing bank as per its billing cycle.

• The minimum purchase amount to avail EMI is BDT 5,000. There is no maximum purchase limit set by Otithi; however, eligibility will depend on the cardholder’s available credit limit.

• EMI facilities will not be applicable to discounted packages unless explicitly stated otherwise by Otithi.

• EMI facilities are not applicable to standalone flight tickets or additional transportation bookings.

• If additional transportation is included as part of a complete Otithi package, EMI may be availed on the total package value, subject to eligibility.

• Under no circumstances shall EMI be applicable to flight ticket purchases.

• Otithi and/or its partner banks reserve the right to amend EMI terms, conditions, rates, or applicable charges at any time without prior notice.